The introduction of a safe online banking app has transformed the banking sector. The mobile banking applications and the internet banking facilities offer convenient banking transactions facilities at any time and from anywhere. The customers can connect their bank digitally on their smartphones and other devices using a banking app.
Financial transactions carried out through mobile applications have increased tremendously due to the convenience they offer. The IDFC FIRST Bank mobile app offers innovative features to aid the users to use banking services more.
Some of the features that make this application unique are:
- Safe and Secured log in features
The IDFC FIRST Bank mobile banking app gains customer trust by offering utmost security. The app provides multi-factor authentication, which requires two or more verifications to log into your bank account. The verification requirements are:
The username and password you receive when you open a bank account. The unique OTP or One-Time Password generated automatically by the security feature when you log in every time.
You can set a 4-digit MPIN if you are looking for fast login option on the app. The other secured login setups are biometric recognition features such as face recognition and fingerprint. The secured features make this application unique and help customer retention and acquisition.
- Get Notifications
The IDFC FIRST Bank mobile app allows you to get banking services anytime. You can connect with customer service 24/7 and solve issues. Moreover, each time you log into your bank account the application sends alerts and notifications to your mobile. It sends alerts for bill payments, warns you about unauthorized access, and sends reminders on bills payments if you set up bill payment reminders.
- Bills payments and cashless money transfer
You can pay your utility bills such as electricity, gas and water, as well as credit card payments using the IDFC FIRST Bank mobile app. You can also pay for any eCommerce services online through the application. It helps you make digital payments instantly. The cashless payment methods such as NEFT, IMPS, RTGS, and UPI BHIM app help transfer funds to any account instantly.
You can also make online recharge for phone, and other online bill payments on the app through the above-mentioned payment methods. It also allows you to purchase FASTag to pay toll, fuel, and parking easily while travelling.
Best money management
With the IDFC FIRST Bank mobile banking app, you can open a zero savings account and link all your accounts. You can transfer funds between bank accounts, make payments from different accounts, and set the payment reminders from a single platform. The app also helps you with financial planning and money management. Using the income and expenses analyzer, you can categorize your expenditures under various headings to budget efficiently.
The IDFC FIRST Bank mobile app has innovative analyzing tools that help you analyze and invest money on different investment options such as mutual funds, gold bonds, and equity. The application helps grow your money and make your future financially secure.